To fully protect your winery, you’ll need a customized package of property, liability, automobile, crime, liquor liability, and other policies — a little of this, some of that, and so on.
Some coverages to be considered
Common risks Wineries & Vineyards face
Biggest risk concerns Wineries & Vineyards face
A)Â Guests on your property or at an event slip and fall
B)Â Guests damage or destroy grapes, wine, or equipment
C)Â Grapes are crushed in transit
D)Â Leakage, spillage, or accidental mixing destroys wine in the process
E)Â Insecticides used on grape crops drift onto neighboring properties
F)Â Contamination and product recalls
G)Â Winemaking equipment or agricultural equipment breakdown
H)Â Extreme weather or natural disasters
I)Â Wildfires, insect infestation, and plant diseasesÂ
Even stored wine just sitting in the cellar comes with its own risks, like:
A)Â Spillage or leakage
B)Â Fire
C)Â Theft or vandalism
D)Â Utility or refrigeration outages
E)Â Supply chain or logistics problems and delays
F)Â Transportation and trucking exposures, from poorly trained drivers, to accidents and truck refrigeration breakdownÂ
Why you may need Winery & Vineyard Insurance
To fully protect your winery, you’ll need a customized package of property, liability, automobile, crime, liquor liability, and other policies — a little of this, some of that, and so on.
Some coverages to be considered
A)Â Property
B)Â Umbrella & Excess Casualty
C)Â Workers Compensation
D)Â Accident & Health Solutions
E)Â Crime/Financial Fidelity
F)Â Cyber
G) Builder’s Risk
H)Â Commercial Auto
I)Â Commercial Package (CMP)
 J) Environmental
K)Â Equipment Breakdown
L)Â Marine
M)Â Directors & Officers Liability
N)Â Employment Practices Liability
O)Â Errors & Omissions Liability
P)Â Fiduciary Liability
Q)Â Kidnap Ransom & Extortion
R)Â Media Liability
Our team can help you understand the unique risks and needs of your winery business and help you find the right combination of coverage.
Don’t wait until you file a claim to determine if you have the proper insurance protection for your winery or vineyard. Instead, talk to us today to know how to keep your winery protected.
With the best insurance agency in Crown point.