TURNING 65 • DISABLED • LOW INCOME SUBSIDY • MEDICAID
MEDICARE MADE SIMPLE
GOT QUESTIONS, LOOK AT THE VIDEO
SUPPLEMENTAL PLANS
A Medicare Supplement (Medigap) policy helps pay some of the health care costs that the Original Medicare doesn't cover, Like:
Copayments
Coinsurance
Deductables
You must have Part A and your Part B
If you are turning 65 to enroll, you are guaranteed to be approved!
ADVANTAGE PLANS
Medicare Advantage plans are offered by private companies that contract with Medicare. Medicare Advantage Plans provide all of your Part A and Part B benefits that Medicare does.
Medicare Advantage Plans include:
Health Maintenance Programs
Preferred Provider Organizations
Private Fee-For-Service Plans
Most include a Prescription Drug Plans
Many perks that are not listed could be...
PRESCRIPTION DRUGS
There are numerous plans and providers available. For those looking into getting a supplement plan, you will have to purchase a Part D prescription drug plan. Those that are purchasing an Advantage Plan, almost all Advantage Plans include a Part D prescription drug plan.
Before purchasing a drug plan, we will need to go over your drugs that are prescribed to you to make sure they are in the formulary for that plan you are considering.
If you have Medicare Disability, Low Income Subsidy or Medicaid, you will qualify for additional benefits and possibly discounts on the Advantage Plans.