Special Event
Insurance

What is Special Event Insurance?

Special event insurance is an insurance policy that helps protect your investment in a specific event, such as a wedding. In addition, event insurance may help cover your costs if you unexpectedly need to cancel your event or if you’re found responsible for property damage or an injury caused during your event.

What does Special Event Insurance cover?

Depending on the type of event you throw, you can get insurance coverage for:

A) General liabilities

B) Liquor liability

C) Lawsuit coverage for slip-and-fall accidents

D) Lawsuit coverage for property damage caused by attendees or employees

E) Cancelation insurance, which covers fees and other payments you must make even if the event is canceled because of an accident or weather

Most special event insurance only covers the specific loss events outlined in your policy. Our insurance agent can help you understand what is and isn’t covered before you commit to a policy.

How much does Special Event Insurance cost?

How much you pay for special event coverage depends on the event you’re hosting and whether or not alcohol will be served. You might have to pay more depending on the following risk factors:

A) Type of event

B) The number of people you expect to attend

C) Where the event is hosted

D) Whether alcohol is served

E) Coverage Limits

You may have realized that event insurance can be necessary for any party or gathering. However, the costs and potential liabilities are enough to make most people cringe, whether a wedding, charity fundraiser, or other events. Thankfully there is help available with special event coverage through us. So connect with us today to know more!

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