Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How to Get Health Insurance After Adopting a Child
Posted: May 25, 2022
How to Get Health Insurance After Adopting a ChildWelcoming a new member to your family is one of life’s most rewarding and fulfilling experiences. Whether you are adopting a new baby or an older child, adoption is treated as a “qualifying life event” that allows you to purchase health insurance. A qualifying life event triggers a special enrollment period that allows you to put health insurance in place for your new family member...
Annuities: Pros vs. Cons
Posted: May 22, 2022
Annuities: Pros vs. ConsAn annuity is an insurance product used to plan for retirement. The beauty of an annuity is that they pay out a steady stream of income when you retire, which can be used to supplement your other retirement accounts, or on its own. Annuities have pros and cons: Pros An annuity can provide you with the income you need to enjoy life during your golden...
Common Types of Surety Bonds & How They Work
Posted: May 19, 2022
Common Types of Surety Bonds & How They WorkA surety bond is a contract that ensures specific obligations are met. These bonds are often required for contractors working on government contracts. They are performance-based. A surety bond is a guarantee between three parties. The parties in a surety bond are: The Principal: The individual who is required to have a surety bond. The Obligee: The individual requesting the bond. The Surety Company: The...
Understanding What Your Home Insurance Policy Covers
Posted: May 16, 2022
Understanding What Your Home Insurance Policy CoversUnderstanding your home insurance policy and what it covers is essential but easier said than done. Insurance contracts are written in a legal language unfamiliar to most of us. To understand your coverage, you may want to get help from a local insurance agent. You need to know what is covered – hopefully long before you need to file a claim. You likely have homeowners'...
6 Things You Didn’t Know Your ERIE Auto Policy Could Cover
Posted: May 16, 2022
6 Things You Didn’t Know Your ERIE Auto Policy Could CoverThe next time you look over your ERIE auto insurance policy, look for the “Xs” throughout the margins. These are all the “Xtra Protection Features” that are automatically included with your ERIE auto policy. 6 ERIE Auto Policy “Xtras” You Might Not Know You Have Here are just a few of the things you’re covered for (and always have been): Road Trip: Whether you’re headed across the state...